FXIFY challenge calculator: Two Phase and Three Phase

Your figures

Optional fields can stay empty: whatever depends on them will appear as Not measured.

Firm and program Declared

Rules the firm posted, transcribed by Rigor with their source and date.

Win rate (%) Declared

The share of winning trades. For example 55.

How you write the win and the loss Declared

As % of the balance per trade, or in R with your risk per trade.

Risk per trade (% of the balance) Declared

Only when you write in R: how much of the balance each trade risks. For example 0.5.

Average win per winning trade Declared

As % of the balance (for example 0.8) or in R (for example 1.5).

Average loss per losing trade Declared

As % of the balance (for example 0.5) or in R (usually 1).

Trades per day Declared

Average per trading day. Decimals work: 0.5 is one trade every two days.

Trades in your history (optional) Declared

How many closed trades are behind your win rate. With it we also show the result at the lower end of its interval.

Challenge fee in USD (optional) Declared

The fee you would pay, as you declare it. With it we compute the expected attempts and the expected cost per account.

FXIFY rules the calculator uses

Program and phase	Target	Maximum daily loss	Maximum total loss	Minimum days	Time limit	Best day
FXIFY · Two Phase Classic · phase 1	5 %	4 % of the balance at the start of the day	10 %, static	5	none	no rule
FXIFY · Two Phase Classic · phase 2	10 %	4 % of the balance at the start of the day	10 %, static	5	none	no rule
FXIFY · Three Phase · each of phases 1-3	5 %	5 % of the balance at the start of the day	5 %, static	5	none	no rule

Source for Two Phase Classic: FXIFY page, read on 2026-10-10.

Source for Three Phase: FXIFY page, read on 2026-10-10.

Rigor is not affiliated with any firm; rules change, so check the firm's own page.

Notes on the FXIFY · Two Phase Classic rules

Daily loss: 4 % of the balance recorded at 5 PM EST the day before; a breach is measured on real-time equity (fxify.com page).
Static maximum loss: 10 % of the initial balance for the life of the account.
Minimum trading days: the 2 Phase Static (Two Phase Classic) account page says 4, the general assessment rules say 5 for all accounts (fxify.com page); the simulator uses 5 (stricter).
No consistency rule in the evaluation phases; no maximum number of trading days.

Notes on the FXIFY · Three Phase rules

Daily loss: 5 % of the balance recorded at 5 PM EST the day before; a breach is measured on real-time equity (fxify.com page).
Static maximum loss: 5 % of the initial balance for the life of the account.
No maximum number of trading days in any of the three phases.

Frequently asked questions

What target and limits does Two Phase Classic have?

According to the FXIFY pages read on 2026-10-10: a target of 5 % in phase 1 and 10 % in phase 2; a maximum daily loss of 4 % of the start-of-day balance; a maximum total loss of 10 %, static; at least 5 trading days; no time limit. That account's page (2 Phase Static) asks for 4 minimum days and the general rules ask for 5 on every account; the calculator uses 5, the stricter reading.

What target and limits does the FXIFY Three Phase have?

According to the FXIFY pages read on 2026-10-10: a target of 5 % in each of the 3 phases; a maximum daily loss of 5 % of the start-of-day balance; a maximum total loss of 5 %, static; at least 5 trading days; no time limit. Each phase starts afresh and is reached only by reaching the previous phase's target.

How does the calculator count FXIFY's daily loss?

According to the FXIFY pages read on 2026-10-10, it is a share of the balance recorded at 5 PM EST the day before (4 % on Two Phase Classic and 5 % on Three Phase), and the breach is measured on real-time equity. The calculator checks daily closes, so it is optimistic against that limit.

Why are One Phase, Two Phase Standard and Lightning not here?

According to the FXIFY pages read on 2026-10-10, their maximum loss trails the high of the closed balance, which rises with every close within the day. One figure per daily close cannot see that high and approximating it would be optimistic, so the calculator leaves them out.

What it computes and assumes

Each synthetic day has your trades per day; across them, the share that wins your average win is your win rate and the rest lose your average loss. With decimals, some days have one more trade than others so the average is yours.
The report's simulator resamples those days and checks every daily close: first the daily limit, then the total one and last the target with the minimum days. Every day with trades counts as a trading day, even when it nets zero.
Every win and loss has the average size: no tails, slippage, costs or intraday floating loss. Real losses vary, so with a real history the limits are usually hit more often.
Trades are independent: no streaks longer than chance.
The rules are those each firm posted on the date shown; they may have changed.
We keep your figures in no database or file; since they travel in the link, the server's access log may hold the address requested. It is a calculation with declared figures, not an audit or a forecast.

With your real history

With your real history, the simulator uses your actual days, the floating loss at each daily close and the costs: upload your file. The report resamples your own days with the firm's rules, compares the published firms and tries the sizes.

Upload my file See a sample report

FXIFY challenge calculator