FundingPips challenge calculator: target and limits

Your figures

Optional fields can stay empty: whatever depends on them will appear as Not measured.

Firm and program Declared

Rules the firm posted, transcribed by Rigor with their source and date.

Win rate (%) Declared

The share of winning trades. For example 55.

How you write the win and the loss Declared

As % of the balance per trade, or in R with your risk per trade.

Risk per trade (% of the balance) Declared

Only when you write in R: how much of the balance each trade risks. For example 0.5.

Average win per winning trade Declared

As % of the balance (for example 0.8) or in R (for example 1.5).

Average loss per losing trade Declared

As % of the balance (for example 0.5) or in R (usually 1).

Trades per day Declared

Average per trading day. Decimals work: 0.5 is one trade every two days.

Trades in your history (optional) Declared

How many closed trades are behind your win rate. With it we also show the result at the lower end of its interval.

Challenge fee in USD (optional) Declared

The fee you would pay, as you declare it. With it we compute the expected attempts and the expected cost per account.

FundingPips rules the calculator uses

Program and phase	Target	Maximum daily loss	Maximum total loss	Minimum days	Time limit	Best day
FundingPips · 2-Step Standard · phase 1	8 %	5 % of the balance at the start of the day	10 %, static	3	none	no rule
FundingPips · 2-Step Standard · phase 2	5 %	5 % of the balance at the start of the day	10 %, static	3	none	no rule
FundingPips · 2-Step Pro · phase 1	6 %	3 % of the balance at the start of the day	6 %, static	0	none	no rule
FundingPips · 2-Step Pro · phase 2	6 %	3 % of the balance at the start of the day	6 %, static	0	none	no rule
FundingPips · 2-Step Flex · phase 1	10 %	4 % of the balance at the start of the day	12 %, static	1	none	no rule
FundingPips · 2-Step Flex · phase 2	8 %	4 % of the balance at the start of the day	12 %, static	1	none	no rule
FundingPips · 1-Step Flex	12 %	3 % of the balance at the start of the day	12 %, static	0	none	no rule

Source for 2-Step Standard: FundingPips page, read on 2026-10-10.

Source for 2-Step Pro: FundingPips page, read on 2026-10-10.

Source for 2-Step Flex: FundingPips page, read on 2026-10-10.

Source for 1-Step Flex: FundingPips page, read on 2026-10-10.

Rigor is not affiliated with any firm; rules change, so check the firm's own page.

Notes on the FundingPips · 2-Step Standard rules

Daily loss: 5 % of the higher of the opening balance or equity, reset at 00:00 platform time (UTC+3); the 3 % daily loss add-on, not simulated here, has no minimum trading days.
FundingPips' help pages say both that the evaluation has no news trading restrictions and that trading news on purpose is prohibited in the evaluation and in the master phase (help.fundingpips.com page); not simulated.
No time limit on either phase.

Notes on the FundingPips · 2-Step Pro rules

Daily loss: 3 % of the higher of the opening balance or opening equity of the day.
No minimum trading days on the current rules; accounts bought before them follow the Legacy Rules (help.fundingpips.com page).
FundingPips' help pages say both that the evaluation has no news trading restrictions and that trading news on purpose is prohibited in the evaluation and in the master phase (help.fundingpips.com page); not simulated.
No time limit on either phase.

Notes on the FundingPips · 2-Step Flex rules

Daily loss: 4 % of the higher of the opening balance or opening equity of the day.
Simulated with the 80 % split, which asks for 1 minimum trading day; the 95 % split asks instead for 3 days each with a gain of at least 0.5 % of the starting account size, which the simulator does not model.
FundingPips' help pages say both that the evaluation has no news trading restrictions and that trading news on purpose is prohibited in the evaluation and in the master phase (help.fundingpips.com page); not simulated.
No time limit on either phase.

Notes on the FundingPips · 1-Step Flex rules

Simulated with the 3 % daily loss configuration (a 2 % one is also sold): 3 % of the higher of the balance or equity at the start of the day.
No minimum trading days and no time limit.
FundingPips' help pages say both that the evaluation has no news trading restrictions and that trading news on purpose is prohibited in the evaluation and in the master phase (help.fundingpips.com page); not simulated.

Frequently asked questions

What target and limits does the 2-Step Standard have?

According to the FundingPips help center read on 2026-10-10: a target of 8 % in phase 1 and 5 % in phase 2; a maximum daily loss of 5 % of the start-of-day balance; a maximum total loss of 10 %, static; at least 3 trading days; no time limit. The calculator uses the 5 % daily loss configuration; with the 3 % daily loss add-on there is no minimum of days.

How do 2-Step Pro, 2-Step Flex and 1-Step Flex differ?

According to the FundingPips help center read on 2026-10-10, 2-Step Pro: a target of 6 % in each of the 2 phases; a maximum daily loss of 3 % of the start-of-day balance; a maximum total loss of 6 %, static; no minimum days; no time limit. 2-Step Flex, with the 80 % split: a target of 10 % in phase 1 and 8 % in phase 2; a maximum daily loss of 4 % of the start-of-day balance; a maximum total loss of 12 %, static; at least 1 trading day; no time limit. 1-Step Flex: a 12 % target; a maximum daily loss of 3 % of the start-of-day balance; a maximum total loss of 12 %, static; no minimum days; no time limit.

How does the calculator count FundingPips' daily loss?

According to the FundingPips help center read on 2026-10-10, it is a share of the higher of the day's opening balance or equity (5 % on 2-Step Standard, 3 % on 2-Step Pro, 4 % on 2-Step Flex and 3 % on 1-Step Flex), and on 2-Step Standard it resets at 00:00 platform time (UTC+3). The calculator takes the previous daily close as the opening and does not see the intraday floating loss, so it is optimistic against that limit.

Does the calculator simulate FundingPips' news rule?

No. According to the FundingPips help center read on 2026-10-10, the evaluation has no news trading restrictions, but trading news on purpose is prohibited in the evaluation and in the master phase. With declared daily figures that cannot be simulated.

What it computes and assumes

Each synthetic day has your trades per day; across them, the share that wins your average win is your win rate and the rest lose your average loss. With decimals, some days have one more trade than others so the average is yours.
The report's simulator resamples those days and checks every daily close: first the daily limit, then the total one and last the target with the minimum days. Every day with trades counts as a trading day, even when it nets zero.
Every win and loss has the average size: no tails, slippage, costs or intraday floating loss. Real losses vary, so with a real history the limits are usually hit more often.
Trades are independent: no streaks longer than chance.
The rules are those each firm posted on the date shown; they may have changed.
We keep your figures in no database or file; since they travel in the link, the server's access log may hold the address requested. It is a calculation with declared figures, not an audit or a forecast.

With your real history

With your real history, the simulator uses your actual days, the floating loss at each daily close and the costs: upload your file. The report resamples your own days with the firm's rules, compares the published firms and tries the sizes.

Upload my file See a sample report

FundingPips challenge calculator